Car Loan EMI Calculator
Plan your car purchase. Calculate monthly payments instantly.
Calculate Your EMI
5L35L2Cr
10%20%50%
7%9.99%16%
1 yr5 yrs7 yrs
Monthly EMI
NPR 59,400
Car PriceNPR 35,00,000
Down PaymentNPR 7,00,000
Loan AmountNPR 28,00,000
Interest Rate9.99%
Tenure5 years (60 months)
Total PaymentNPR 35,64,000
Total InterestNPR 7,64,000
Car Loan Rates in Nepal (2025)
Compare rates from top banks. Rates are indicative and may vary based on your profile.
| Bank | Interest Rate | Max Tenure | LTV Ratio | Processing Fee |
|---|---|---|---|---|
| Nabil Bank | 8.99% | 7 years | 80% | 1% |
| NIC Asia Bank | 9.49% | 7 years | 80% | 1% |
| Global IME Bank | 9.99% | 5 years | 75% | 1.5% |
| Himalayan Bank | 10.49% | 5 years | 70% | 1% |
| Nepal Investment Mega Bank | 9.75% | 7 years | 80% | 1% |
Documents Required for Car Loan
Identity
- Citizenship certificate (original + copy)
- Passport-size photos (2)
- PAN card (if available)
Income Proof
- Salary certificate / appointment letter
- 6-month bank statement
- Tax clearance certificate (for business owners)
Vehicle
- Proforma invoice or quotation
- Bluebook copy (for used cars)
- Insurance quote
Property (Collateral)
- Land ownership certificate (lalpurja)
- Municipality valuation letter
- Map of the property (naksha)
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